Iti Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 12
Rating
Growth Option 27-01-2026
NAV ₹16.0(R) +0.89% ₹17.38(D) +0.91%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 25.98% 15.66% -% -% -%
Direct 28.33% 17.87% -% -% -%
Nifty Financial Services TRI 22.08% 15.61% 13.92% 14.17% 16.23%
SIP (XIRR) Regular 17.35% 14.43% -% -% -%
Direct 19.59% 16.6% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.61 0.33 0.71 -0.13% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.32% -14.09% -9.16% 0.95 8.48%
Fund AUM As on: 30/12/2025 338 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Mirae Asset Banking and Financial Services Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
ITI Banking and Financial Services Fund - Regular Plan - IDCW Option 16.0
0.1400
0.8900%
ITI Banking and Financial Services Fund -Regular Plan - Growth Option 16.0
0.1400
0.8900%
ITI Banking and Financial Services Fund - Direct Plan - Growth Option 17.38
0.1600
0.9100%
ITI Banking and Financial Services Fund - Direct Plan - IDCW Option 17.38
0.1600
0.9100%

Review Date: 27-01-2026

Beginning of Analysis

ITI Banking and Financial Services Fund is the 12th ranked fund in the Banking and Financial Services Fund category. The category has total 14 funds. The ITI Banking and Financial Services Fund has shown a poor past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of -0.13% which is lower than the category average of 1.54%, reflecting poor performance. The fund has a Sharpe Ratio of 0.61 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

ITI Banking and Financial Services Fund Return Analysis

The ITI Banking and Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.32%, 1.92 and 8.4 in last one, three and six months respectively. In the same period the category average return was -0.72%, -0.18% and 4.66% respectively.
  • ITI Banking and Financial Services Fund has given a return of 28.33% in last one year. In the same period the Nifty Financial Services TRI return was 22.08%. The fund has given 6.25% more return than the benchmark return.
  • The fund has given a return of 17.87% in last three years and rank 11th out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 15.61%. The fund has given 2.26% more return than the benchmark return.
  • The fund has given a SIP return of 19.59% in last one year whereas category average SIP return is 14.83%. The fund one year return rank in the category is 4th in 21 funds
  • The fund has SIP return of 16.6% in last three years and ranks 6th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (21.01%) in the category in last three years.

ITI Banking and Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 12.32 and semi deviation of 8.48. The category average standard deviation is 12.48 and semi deviation is 8.56.
  • The fund has a Value at Risk (VaR) of -14.09 and a maximum drawdown of -9.16. The category average VaR is -13.08 and the maximum drawdown is -10.57. The fund has a beta of 0.91 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.17 -1.12
    -0.83
    		-3.53 | 1.49 4 | 21 Very Good
    3M Return % 1.43 -1.65
    -0.51
    		-4.36 | 2.51 3 | 21 Very Good
    6M Return % 7.36 1.93
    3.96
    		-0.93 | 7.36 1 | 21 Very Good
    1Y Return % 25.98 22.08
    22.28
    		14.49 | 29.73 4 | 21 Very Good
    3Y Return % 15.66 15.61
    17.66
    		12.95 | 22.53 12 | 14 Average
    1Y SIP Return % 17.35
    13.27
    		3.48 | 22.11 4 | 21 Very Good
    3Y SIP Return % 14.43
    14.69
    		9.02 | 19.72 10 | 14 Average
    Standard Deviation 12.32
    12.48
    		10.95 | 13.21 5 | 14 Good
    Semi Deviation 8.48
    8.56
    		7.52 | 9.22 7 | 14 Good
    Max Drawdown % -9.16
    -10.57
    		-13.67 | -8.58 2 | 14 Very Good
    VaR 1 Y % -14.09
    -13.08
    		-16.76 | -10.85 11 | 14 Average
    Average Drawdown % -3.90
    -4.19
    		-5.15 | -3.48 5 | 14 Good
    Sharpe Ratio 0.61
    0.77
    		0.45 | 1.09 12 | 14 Average
    Sterling Ratio 0.71
    0.77
    		0.51 | 1.04 12 | 14 Average
    Sortino Ratio 0.33
    0.42
    		0.25 | 0.59 12 | 14 Average
    Jensen Alpha % -0.13
    1.54
    		-3.40 | 6.88 12 | 14 Average
    Treynor Ratio 0.08
    0.10
    		0.06 | 0.15 12 | 14 Average
    Modigliani Square Measure % 13.15
    15.10
    		10.84 | 19.35 12 | 14 Average
    Alpha % -0.85
    2.92
    		-2.09 | 7.49 13 | 14 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.32 -1.12 -0.72 -3.37 | 1.60 4 | 21 Very Good
    3M Return % 1.92 -1.65 -0.18 -4.15 | 2.85 3 | 21 Very Good
    6M Return % 8.40 1.93 4.66 -0.50 | 8.40 1 | 21 Very Good
    1Y Return % 28.33 22.08 23.93 15.46 | 31.80 3 | 21 Very Good
    3Y Return % 17.87 15.61 19.10 13.84 | 24.16 11 | 14 Average
    1Y SIP Return % 19.59 14.83 4.38 | 24.09 4 | 21 Very Good
    3Y SIP Return % 16.60 16.11 9.90 | 21.01 6 | 14 Good
    Standard Deviation 12.32 12.48 10.95 | 13.21 5 | 14 Good
    Semi Deviation 8.48 8.56 7.52 | 9.22 7 | 14 Good
    Max Drawdown % -9.16 -10.57 -13.67 | -8.58 2 | 14 Very Good
    VaR 1 Y % -14.09 -13.08 -16.76 | -10.85 11 | 14 Average
    Average Drawdown % -3.90 -4.19 -5.15 | -3.48 5 | 14 Good
    Sharpe Ratio 0.61 0.77 0.45 | 1.09 12 | 14 Average
    Sterling Ratio 0.71 0.77 0.51 | 1.04 12 | 14 Average
    Sortino Ratio 0.33 0.42 0.25 | 0.59 12 | 14 Average
    Jensen Alpha % -0.13 1.54 -3.40 | 6.88 12 | 14 Average
    Treynor Ratio 0.08 0.10 0.06 | 0.15 12 | 14 Average
    Modigliani Square Measure % 13.15 15.10 10.84 | 19.35 12 | 14 Average
    Alpha % -0.85 2.92 -2.09 | 7.49 13 | 14 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Banking And Financial Services Fund NAV Regular Growth Iti Banking And Financial Services Fund NAV Direct Growth
    27-01-2026 16.0001 17.379
    23-01-2026 15.8596 17.2226
    22-01-2026 16.0638 17.4435
    21-01-2026 15.9605 17.3304
    20-01-2026 16.088 17.4679
    19-01-2026 16.2986 17.6956
    16-01-2026 16.3014 17.6958
    14-01-2026 16.2455 17.6333
    13-01-2026 16.2052 17.5887
    12-01-2026 16.1388 17.5157
    09-01-2026 16.0774 17.4462
    08-01-2026 16.2232 17.6035
    07-01-2026 16.3511 17.7414
    06-01-2026 16.3964 17.7896
    05-01-2026 16.348 17.7361
    02-01-2026 16.3244 17.7076
    01-01-2026 16.2267 17.6007
    31-12-2025 16.1718 17.5402
    30-12-2025 16.0329 17.3887
    29-12-2025 15.9737 17.3236

    Fund Launch Date: 13/Dec/2021
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the scheme would be achieved
    Fund Description: An open ended equity scheme investing in Banking and Financial Services
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.